Life insurance is something that many people have. Its purpose is to help provide a degree of financial security to the loved ones of the person who has died. This way they are not burdened with funeral expenses and trying to pay bills with the loss of an income.
Life insurance is extremely important, but what about the life insurance for the person who has died, before they died? You might be raising your eye brow in confusion.
Recently my wife and I were watching TV and a life insurance commercial came on. We are expecting a little one soon, and my mind started thinking about them, if something was to happen to me. I told her life insurance is something we should look into. She then said something very profound, which I believe the Holy Spirit put upon her heart to remind me of. She said, “I do have life insurance, in Jesus. I have eternal life insurance.”
If you are reading this, do you have eternal life insurance in Jesus? Look over at your spouse, and then if you have, to your kids. Do they have eternal life insurance in Jesus? If the answer is no, you should be very concerned, for you and for them! First for yourself, as to not have this coverage means to have an eternity of darkness, anguish, and dispair in hell. Also for your loves ones, not concerned because you won’t see them in heaven, which is a selfish reason, but rather because they will spend an eternity a part from God in hell with the devil (Revelation 20:7-15). There is no worst fate in existence that an eternity a part from God. Scripture tells us that those covered under the eternal life insurance in Jesus are in God’s hands, that He has a plan for us, a wonderful plan, for those who delight in Him, and though we may stumble, He will uphold us (Psalm 37:23-24). Being covered does not mean you will be a perfect person, but it does mean that you are secure.
What is eternal life insurance in Jesus? It is a sinful repenting heart, crying out for God’s mercy, being able to stand without shame or blame before Him, being forgiven of your sins by God’s love, through the person and voluntary work of Jesus on the cross, dying for your sins in your place (John 3:16-18). If you have this coverage, you are secure for all eternity.
How do you get coverage in Jesus? No you can not buy it, earn it, work for it, do good deeds, or even be a good person. This coverage is a gift from God, in His love and mercy to us, so that we may be redeemed (Ephesians 2:8-9, Acts 2:38-40, Romans 5:8). You acknowledge and admit that you are a sinner, cry out for God’s mercy on your life, repent (2 Peter 3:9), say your sorry, turn toward God, and receive Jesus as your personal Savior. Believe that he died on the cross for your sins, and that on the third day He rose again, and is now alive (1 Corinthians 15:1-5, Mark 16:6-7), sitting at the right hand of the Father (Ephesians 1:19-21, Mark 16:19). Believe that He will return again to collect His believers. You will then be filled with the Holy Spirit (1 Corinthians 12:12-14), which is your deposit from God of eternal life insurance in Jesus (Ephesians 1:13-14). When a person receives Jesus, they will have the light of life, as He is life (John 8:12, John 14:6-7). Their sin has been crucified with Jesus (Romans 6:1-4), and they are now a new, born again life (1 Peter 1:23).
How will you know you are still covered later in life, should you still be alive? When a person has truly covered, truly received the Holy Spirit, they are renewed (Titus 3:3-8). This means there is a complete change in them, they are new (2 Corinthians 5:17). The Holy Spirit gives them the spiritual eyes (Ephesians 1:18) to see the darkness in their old life (2 Corinthians 4:1-6) that they were blinded to before (Isaiah 29:15). Scripture tells us that someone who is covered under the eternal life insurance in Jesus, the evidence will be seen by their fruits (Matthew 7:15-20). The fruits meaning how is person acts, how they work, by their deeds, their intentions, their motivations, how they present themselves, what they are drawn toward, where they put their focus, how they pray, how they praise God, how the worship God, how they speak about God, Jesus, and the Holy Spirit. As one covered under this insurance policy, having the deposit of the Holy Spirit within us, we are being changed that more and more of our old self is dying off (Galatians 2:19-21), and we are conforming more and more into the image of Jesus (Romans 8:29).
You can test yourself if you are covered. If a person does not see their life changing from the point when they repented of their sin and professed Jesus to be their Savior, they need to pray, examine their heart, and ask God to reveal to them through His Word, and with a peace, if they are truly covered, truly redeemed, or not. This self examination is to check ourselves, to allow for correction in our lives. There are 4 points to the examination, which comes from 2 Corinthians 13:5 (Examine yourselves to see whether you are in the faith; test yourselves. Do you not realize that Christ Jesus is in you—unless, of course, you fail the test?).
- Examine yourself (Galatians 6:3-4, 2 Corinthians 10:12, Colossians 3:23, Ephesians 6:7): The Greek word for examine here is dokîmázô, which means, ‘to test, prove,’ with the expectation of approving.” It can also indicate “to discern” or “to distinguish,” suggesting proving whether a thing is worthy or not. In everything we do, words, actions, thoughts, intentions, motivations, are we doing it for the Lord, to point all eyes to Him, to lead others to the cross? Are our intensions to make God popular, or to make ourselves popular? We need to pray, asking God reveal to us the areas in which we are not pure of heart, so that we can repent, receive correction, and allow the Holy Spirit to conform us more and more into the image of Jesus. Continuous repenting is a sign of a true believer, not just one time when a person received Jesus as Savior.
- Do you not know yourselves (I Corinthians 6:19-20, Proverbs 4:23, Ephesians 3:14-21, I John 1:9): Scripture tells us that we are not our own, that we were bought at a price, and that you are a child of God, bought by God, by the blood of Jesus. It is important to not only know and understand that relationship, but to also live within the relationship. This means putting forth effort to love and know the Father God, to know the person and work of Jesus, to know the Holy Spirit whom is within the child. A child of God needs to put forth effort in prayer, in praise, in worship, in reading God’s Word, in learning their Father’s attributes, in learning what it means to love others, in repenting, and in realizing who you are as a child of God.
- That Jesus Christ is in you (2 Corinthians 6:16-7:1): A child of God has the Holy Spirit within. Scripture tells us, “And what agreement has the temple of God with idols? For you are the temple of the living God.” This means that when a person compares their life style, what they are drawn toward, what they enjoy, where they put their focus, the motivation behind their decisions, words, and actions, when compared to God’s love and His standards for us, how do those things rank? If a person has the Holy Spirit, it is like a magnet drawing them toward the things of God. A person with the Holy Spirit craves God’s Word, craves fellowship with other believers, craves for his/her spouse, children, family, friends to be saved. A person covered under the eternal insurance of Jesus desires more and more for good things, to go into them, and less and less for darkness to go in, for the mind to be pure, and the heart to be seeking that which is pure.
- unless, of course, you fail the test (disqualified) (Romans 1:28, Titus 1:16, Hebrews 6:7-8): The Greek word failed or disqualified is adokimos, means: not standing the test, not approved, that which does not prove itself such as it ought. It is far better to know if you are not truly converted, not truly covered under the eternal insurance of Jesus, than to believe falsely that you are, and stand before Him at judgement, only to be cast into the Lake of Fire with the devil, and other non-believers (Revelation 20:7-15).
If you find yourself to have not passed the examination, and are not truly be covered under the eternal life insurance in Jesus, be honest with yourself the state you are in, do not be prideful and attempt to justify case, but rather be humble, and accept that you are an unregenerate sinner, not saved by the blood of Jesus, that you are not a true child of God, and that you are destined for hell. I pray that you would cry out for God’s mercy, profess that you are a sinner, profess that you want Jesus as your personal Savior, to be cleansed and forgiven of your sins. Understand what it is to repent, turn away from your old life through the power of the Holy Spirit within, receive God’s love, and allow the Holy Spirit to conform you into the image of Jesus.
Can you lose your coverage? Scripture tells us no, coverage cannot be lost (John 3:15-18, John 10:28-30). A person is either covered or they are not. We are still people, tempted into sin by our flesh. We can be distracted by the devil, and stray from our path (Ephesian 6:10-12, 1 Corinthians 6:12-20). However, in the power of the Holy Spirit within, we are given the power to overcome the devil (Romans 8:1-4). If you are covered, however, do not see much fruit coming from your life, you need to pray, asking God, through the Holy Spirit to help reveal what is in your life that is distracting you from producing fruit (1 Corinthians 15:33-34). In either of these situations, repent, turn back to God (2 Chronicles 7 14-15), allow the Holy Spirit to clean you, and return you to the relationship with your Father who loves you dearly.
Then there are those who those who did not truly believe, were not truly regenerate, and never were actually covered. This goes back to #4 in the above examination. These are people who said a prayer, but were never truly converted, and kept living their same life without change or desire for change. People who heard and believed a false or twisted version of the gospel (Galatians 1:6-9), and put their faith in something false. People who say they are a follower of Christ, yet do not follow Him. People who simply hold the title of Christian, but live, act, and do like the world (1 Corinthians 3:1-4). People who grew up in a Christian home, and believe they are Christian just by being under the same roof, yet profess no repentance, or belief in Jesus. People who say they are Christian, but put their faith in an organization, not their faith in Jesus.
Eternal life insurance in Jesus is the most important thing you can receive in this life. There is no financial obligation to obtain it, no good deeds that you can do (Isaiah 64:6), you can’t perform a service or trade anything material to get it, but rather it is a free gift from God (Romans 5:9). In God’s love and in His will, (Luke 22:42-44) Jesus gave His life willingly to save yours (John 10:17-18).
The best thing you can do for yourself and family, the only security you and your family in this world, going into eternity, is to receive Jesus as your personal Savior. Don’t put it off! Jesus will be coming back to bring His believers to Him in heaven, the dead first and the living after them (Revelation 22). When He comes be ready (Matthew 24:42-44).